What is a Medicare Part D Plan?
Original Medicare - Part A and Part B
All U.S. citizens are eligible to receive Original Medicare at 65 years old. If you are younger than 65, you might meet all requirements for Medicare if you have: ALS, ESRD (End-Stage Renal Disease) or have received disability income from Social Security for 24 months.
Original Medicare is comprised of Part A (hospital services) and Part B (outpatient medical services). Prescription drug coverage is accessible separately under Medicare's Part D (Prescription Drug Plans), or through Part C (Medicare Advantage Plans).
Only being enrolled in Medicare Parts A and B leaves you at risk of paying more out of pocket for many common medical bills, such as prescription drugs, specialists, dental care, and hearing aids, just to name a few. Take a look below for the products we offer to fill in the gaps.
A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare.
Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay some of the remaining health care costs for covered services and supplies.
Medicare Part D
Medicare prescription drug coverage is an optional benefit. Medicare offers drug coverage to everyone with Medicare. Even if you don’t take prescriptions now, you should consider joining a Medicare drug plan.
Medicare Special Needs Plan
A Special Needs Plan (SNP) provides benefits and services to people with specific diseases or health care needs. SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.
Your Health Starts Here
Send us a message or call 720-288-0863 and learn more today!