Original Medicare - Part A and Part B
All U.S. citizens, or permanent residents for at least five continuous years, are eligible to receive Original Medicare at 65 years old. If you are younger than 65, you might meet all requirements for Medicare if you have: ALS (Amyotrophic Lateral Sclerosis), ESRD (End-Stage Renal Disease) or have received disability income from Social Security for 24 months.
Original Medicare is comprised of Part A (hospital services) and Part B (outpatient medical services). Prescription drug coverage is accessible separately under Medicare's Part D (Prescription Drug Plans), or through Part C (Medicare Advantage Plans).
Only being enrolled in Medicare Parts A and B leaves you at risk of paying more out of pocket for many common medical bills, such as prescription drugs, specialists, dental care, and hearing aids, just to name a few. Take a look below for the products we offer to fill in the gaps.
A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare.
Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay some of the remaining health care costs for covered services and supplies.
Medicare Part D
Medicare prescription drug coverage is an optional benefit. Medicare offers drug coverage to everyone with Medicare. Even if you don’t take prescriptions now, you should consider joining a Medicare drug plan.
Medicare Special Needs Plan
A Special Needs Plan (SNP) provides benefits and services to people with specific diseases or health care needs. SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.
Have More Questions? We're Here to Help
At Integrity Health Advisors we believe in putting the client first. That is why we spend so much time on classroom training. When our agents are in front of the Medicare beneficiary, the individual feels they are working with a well qualified agent. We believe so much in Integrity that we named the agency after it.
We are also licensed with most ALL insurance carriers to provide you with a well rounded view of the options.
We have licensed agents all over the great state of Colorado. Contact us to find an agent near you and experience the difference with Integrity Health Advisors.
Our team of agents can help you in: AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, ME, MD, MI, MO, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY
“Shane is the best broker! He is knowledgeable, sensitive, and responsive to your needs. I appreciate him thinking through the best products for the client in addition to profit. Navigating all the insurance options out there as well as Medicare supplemental plans are challenging! He has served my husband and me well. I would highly recommend his services!”
Shane was invaluable in navigating the Medicare and supplemental insurance maze! And two years later I am still throwing questions and asking for help finding providers. He is immediately responsive, patient, and ALWAYS has the answers I so desperately need! I can’t imagine there’s anyone out there better!! He will always have my business!
Time spent with Danielle was in so many ways invaluable. We spent time reviewing my needs and how to implement those needs into a policy best suited going forward. She is a very kind and thoughtful person and puts people first. Going in to discuss the unknown, but coming out feeling a burden had been lifted. I truly would recommend this agency to get help with medicare and get a smile and chuckle in the process. Thank you, Danielle, for all your patience and thoughtfulness.
This team knows Medicare! True professionals. They take the time to make sure they cover all facets of Medicare. Look no further for someone to help you with your Medicare coverage!
I was recently tasked with getting my own health and dental insurance, which was an overwhelming experience at first thought. Shane came recommended to me and he did not disappoint. He patiently explained the different options that would suit my needs. I’m very pleased with the outcome and feel confident moving forward. As this was a new experience for me, I was relieved to be working with Shane. He is an excellent listener and he made the process effortless. Shane’s industry knowledge is vast and educated me along the way. Thank you, Shane!
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